An open letter to the Michigan State Senate

March 2, 2012

Every time a costly mandate is added to health insurance it eliminates more families who are on the borderline in their ability to buy health insurance.

State mandates have always and continue to negatively impact citizens and their ability to find affordable health insurance in any state.

The addition of autism as a state mandate will eliminate another 25% or more of families from the health insurance roles in Michigan.

 In the State Senate hearings family after family is being paraded before the committee to state their case. They all clearly state, that the cost is $4,000 or more per month to care for an autistic child.

Now consider the most conservative estimate of the number of children who are born with autistism.

The number is 1 out of 100.

With a population of 100 families with two children each, there are two autistic children. This adds a cost of $100,000 to the cost of insurance for the 100 families. Add administrative fees, etc. and each family is now paying over $1,000 or more per year for their health insurance.

If you use the higher estimate of five children per 100, you add $2,500 or more to each family who wants to buy health insurance.

 Why would any sane business owner continue to provide health insurance for their employees? How can any family afford this dramatic increase to their health insurance bill?

 This is as bad as Obamacare and I cannot believe, any objective person is unable to see the unintended consequences. 

Many of those reading this will say, it is cruel and how will these children get care?

If you buy your own health insurance, or if you are a small business owner, just send a $2,500 check for yourself and each employee to the state.

Louis Isabell



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